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  1. Capital One® Secured Mastercard®

Highlights: $49, $99 or $200 refundable security deposit required. Get a higher credit line after making your first 5 monthly payments on time with no additional deposit needed. Regular reporting to the 3 major credit bureaus. Helps to build credit and avoiding maxing out your spending limit.  No monthly or annual fees. 25-day grace period for bill payment. Pick your own monthly due date and payment method (check, online, or at a local branch). Limited or no credit history needed. Not available to those with damaged credit. More Details & Apply

  1. Credit One Bank® Platinum Visa®

Highlights: 1% cash back rewards on eligible purchases, with rewards posting automatically to your account every month. Access to your Experian credit score for free. Receive payment reminders and fraud alerts. $0 liability for fraud. EMV chip technology. Connect with Apple Pay, Samsung Pay, and Google Pay. Choose your payment due date.  Get exclusive shopping discounts from Visa. Be prepared for unexpected life events with optional ‘Credit Protection’. Get automatic reviews for credit line increase eligibility. No monthly fee. 24-day grace period for bill payment. Minimum credit score needed. More Details & Apply

  1. Discover it® Secured

Highlights: Earn 2% cash back at gas stations and restaurants on up to $1,000 every quarter. Earn unlimited 1% cash back on all other purchases. Card requires a refundable security deposit, and you get to choose the deposit amount up to the credit line approved. All of the cash back you’ve earned at the end of your first year is automatically mached by Discover. Get your FICO credit score for free, on your monthly statements and online. Automatic review after 8 months to determine if you can transition to an unsecured line of credit and return your deposit. Get alerts if your Social Security number is found on anywhere on the Dark Web. No annual fee. Limited credit history needed. More Details & Apply

  1. Wells Fargo Secured Credit Card

Highlights: From $300 to $10,000 credit line based on the amount you deposit. Usage and payment activity shared with the credit bureaus to help eligibility for transition to unsecured card. Emergency roadside dispatch, Travel and emergency assistance services, Car rental collision damage waiver coverage, Emergency Card Replacement, and Cell phone protection. Access to your FICO credit score. $25 annual fee. 25-day grace period for bill payment. Existing Wells Fargo checking or savings account is needed to apply online. Minimum credit score needed. More Details & Apply

  1. Indigo® Mastercard®

Highlights: You can pre-qualify for the Indigo MasterCard without it impacting your credit score.  Get fraud protection for stolen or lost cards. Chip Card Technology.  View your statement, pay your bill and more with mobile account access. Account history is reported to the three major credit bureaus to help you build credit faster. Get Mastercard benefits such as extended warranty coverage and travel assistance services. 25 day grace period for bill payment. $0-$99 annual fee.  Minimum credit score needed. More Details & Apply

  1. OpenSky® Secured Visa® Credit Card

Highlights: No credit check necessary to apply. OpenSky gives an opportunity to everyone.  Choose your credit limit with refundable deposits from as low as $200. OpenSky reports to all 3 major credit bureaus to help you build credit faster. $35 annual fee. Lower than average APR. 3% foreign transaction rate. After your first year, you will have to pay a $25 fee to either add to or withdraw from your deposit. Account inactivity for more than 12 months will cause your account to close. Minimum credit needed. More Details & Apply

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